In the event of any of your debit or credit cards being lost or stolen, you should block them immediately. You can request your card be blocked through:
Select the card through the ” Cards and Accounts” section, and under the Transactions tab go to “Block card”.
Calling Telebanc, our customer service hotline:
Remember: This block is final. When the card is blocked, a new card assigned to the same contract will be automatically generated, with a new ID number (known as the card’s PAN) and a new PIN. You will be able to change the PIN on any MoraBanc ATM and pick up your new card in your bank branch within 2 business days.
If you think someone knows your MoraBanc Digital access password or your transaction codes, change them immediately in order to guarantee the safety of your accounts. You can do this through:
Within your personal menu, in the “Settings” section, go to the Security section, change your password or code and select “Confirm”.
Calling Telebanc, our customer service hotline:
Remember: The change will be immediate.
Bizum is a payment service integrated in the MoraBanc app that allows you to send and receive money instantaneously, fast and easily from your account to another person’s without having to know their account number by simply linking your mobile telephone number to your bank account. To use Bizum, both you and the person to whom you send money will have had to enable the Bizum service.
Check your card statements and transactions regularly
You will be able to pick up on any mistaken charges by comparing your statements with the receipts from establishments. In addition, you can see your card transactions at a glance on the app or on your online bank account.
Do not give your personal details over the telephone
Do not provide information about your card or personal details over the telephone, unless you made the call. Nobody from any bank, the police or a business can ask you for your PIN or other transaction codes. You are the only person who needs to know it.
To change your log-in details, log on to MoraBanc Online and go to your profile located on the upper menu, and then go to Settings and then to Security.
You can also visit any of our branches.
To make an online purchase from a secure store, the card holder needs to:
In order to increase security, the maximum time to complete the process is 10 minutes from the moment the payment is initiated until it is confirmed.
MoraBanc’s Online services rely on the most advanced security technology.
For more information, check out the Security section located at the bottom of our website.
The CIP code is a 6-digit number which is used on all our debit and credit cards to make purchases on secure websites.
It can be activated at any MoraBanc cash machine under the More options tab in the main menu.
If you need more information, please call TeleBanc on +376 884 884 or contact your personal manager.
From 14 November 2020, the CIP code will be replaced by the OTP code (One Time Password), a single-use numerical code valid for one transaction only which you will receive by SMS on your mobile phone every time you make a purchase in a secure online store with your Visa MoraBanc. For further information about this improvement, please contact Telebanc on +376 884 884.
Until now, a six-figure code that only you knew, called the CIP code, was used to authorise a purchase from an online store.
From 14 November 2020, the CIP code will be replaced by the OTP (One Time Password) code, a single-use numerical code valid for one transaction only, which is sent by SMS to the card holder’s registered mobile phone every time an online purchase is made from secure stores using MoraBanc cards.
You can view the price of a security through the Broker Online service available on our website.
The service is also available through MoraBanc Online and MoraBanc App.
If you believe someone has had access to your MoraBanc Digital log-in details or your password, change them immediately to ensure the security of your accounts.
You can do so using: