BUSINESSES

Financing for businesses

We help you finance your projects for launching or expanding your business

Optimise your business’ liquidity with solutions designed to improve your cash flow.

Get an overdraft on your current account with attractive, flexible conditions.

Save time and boost security by using our reverse factoring service.

Finance your assets with the backing of our experts in business banking.

Optimise your short-term liquidity

Credit facilities

  • Flexibility for dealing with unexpected cash flow needs.

  • Only pay interest on the money drawn down.

  • It accepts all types of charges and payments.

Trade discounts

  • Straightforward, fast payment of your credit notes in advance.

  • Set the dates of financing to the expiry of instruments.

  • Only pay interest on the money drawn down.

Reverse factoring

  • A straightforward, effective solution so that the service is flexible and easy, both for your business and your suppliers.

  • Save time and expenses, as the bank covers the administrative and handling charges for payments to your suppliers.

  • Instant financing that allows invoices to be collected earlier.

Optimise your long-term liquidity.

Mixed Sustainable Loan

  • Financing up to 100% of the value of the renovation work or the purchase of equipment designed to save energy.

  • Repayment over a term of up to 8 years.

  • Mixed interest rate: 2.75% the first two years and Euribor + 1.25% for the remaining term.

Business Loan

  • Financing up to 80% of the value of a quote, subject to a minimum of €60,000.

  • Repayment over a term of up to 5 years.

  • Variable rate of interests based on the Euribor + spread.

Mortgages for Businesses

  • Financing of up to 60%.

  • Repayment over a term of up to 12 years.

  • Euribor rate of interest + spread, to be chosen from the 3-month, 6-month or 1-year Euribor rate.

Sureties and guarantees

  • Guarantee your business’ payments due to third parties.

  • This does not mean the money will be immediately debited by the bank, but it could be in the future if a third party demands this.

  • Quick responses to applications, provided all paperwork is in order.

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