Express Loan
Liquidity in 3, 2, 1... Now!
We advance up to 3,000€ in 48h and we give you up to 12 months to repay.
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Instant liquidity
You can receive your loan 48h after your applying.
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Up to 3,000€
Only if your salary is directly deposited into a MoraBanc account.
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Repayment within up to 12 months
You can choose to repay the money comfortably within a term between 2 and 12 months.
Features
- For residents in Andorra.
- Loan of up to 3,000€ with a personal guarantee for the purchase of consumer goods or for salary advances.
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Granted within a maximum period of 2 days, as long as all required documents have been provided.
See required documents - Repayment period between 2 and 12 months, provided the client’s retirement age is not exceeded.
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You will enjoy preferential conditions based on your degree of loyalty with the bank.
See terms and conditions - Your salary must be directly deposited into a MoraBanc account.
- You can choose the receipt date of the charge.
- You don’t need other guarantees, since we grant this loan with a personal guarantee.
- It cannot be combined with other MoraBanc loans.
- Budget or invoice of the service to be acquired or proof of requirement of the salary advance.
- Your payslips from the last 3 months if you work.
- Updated CASS points if you work or have worked in the past.
- Annual income and expenditure statement.
- Receipt of extraordinary revenue if necessary.
The applicable interest rate will vary based on the client’s degree of loyalty and the products they have contracted at MoraBanc:
- Direct deposit of salary
- 3 utility or bank direct debits.
- Active debit or credit card (with at least 3 monthly transactions).
- Possession of Grup MoraBanc’s savings and retirement products.
- Possession of Grup MoraBanc’s life and health insurances.
- Possession of MoraBanc’s investment funds.
- Other MoraBanc products.
The amount of your monthly payment or the sum of your current debt must not be higher than 35% of your monthly fixed income.
This product has no grace period for capital and interest.
Opening commission: 1 %, minimum 30€
Partial or total cancellation commission: 1.25%
In the case of a negative Euribor value, the reference would be Euribor = 0.
Financing will be subject to assessment and approval by MoraBanc.
Calculate your payment
Loan installment*
0,00€
Monthly
Every year you will pay: 0,00€
*Every financing operation is subject to assessment by MoraBanc.
Request loan
MoraBanc app
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Apply
Write to us and we will contact you.
Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational procedures.
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The fact of filling out this form implies that the applicant acknowledges that the information and personal data provided are true, accurate and correct; otherwise, MoraBanc declines all responsibility for the lack of truthfulness or correctness of the data.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
Or call us on +376 88 48 84
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