What pre-contractual information is made available?
What investor protection policies has MoraBanc implemented?
The Law 7/2024, of May 27, on the organization and functioning of operative entities within the financial system and market abuse, aims to update Andorran regulations to seek alignment with MiFID II regulations. In particular, it introduces new obligations regarding advice, portfolio management, suitability and appropriateness, product governance, client information, incentives and remuneration, conflicts of interest, asset safeguarding, record keeping, best execution, and internal control.
In the following document, you will find a brief presentation of the MoraBanc Group, as well as information about the conditions and characteristics of the investment service(s) and financial instrument(s) affected by MiFID regulations, a summary of the main internal regulations regarding investor protection, along with other pre-contractual information.
MoraBanc’s investor protection policies in accordance with the current regulations, are the following:
Management and Execution Policy
This is to inform you that from April 6th, 2025, your quarterly report will be available at your usual branch. It gives a breakdown of your account statement every quarter.
This report provides a breakdown of the cash balances, deposits and securities portfolios that you hold at MoraBanc, with their financial value, in addition to the transactions conducted over this period.
Should you have any questions about this matter, your personal manager will be happy to answer them.