Cookies

What are cookies?

Cookies are small data files that a website places on your PC, telephone or any other device with information about your browsing habits on that website.

Cookies are used so that a website works properly and efficiently. Additionally, cookies are used to enhance the browsing experience, conduct analyses and compile statistics on website use, as well as for advertising purposes.

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What types of cookie do we use?

The cookies that we use on our Website may be classified as first-party or third-party cookies.

Further details are given below of the types of cookies we use according to their purpose, duration and potential recipients.

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International transfers

The third-party cookies that are used on this website shall only process your personal data with your consent and are Google and Facebook cookies, both of which are based in the USA. This data processing entails the international transfer of data to a country that does not have a data protection level comparable to the EU’s.

You can find information that these companies provide about the additional safeguards in place for international data transfers at the following links:

• Google: https://policies.google.com/privacy/frameworks?hl=en-US
• Facebook: https://www.facebook.com/help/566994660333381?ref=dp
• Linkedin: https://es.linkedin.com/legal/privacy-policy?trk=hb_ft_priv#share

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Cookie settings

If you prefer not to send cookies to our systems, you can block and unblock them from your browser’s cookie settings or delete them from your browser when you leave our Website. You can also change the settings from our cookie information and settings  box.

Depending on the type of browser you use, the procedure for declining and deleting cookies can be found at the following links:

•        Firefox: http://support.mozilla.org/es/home
•        Internet Explorer: http://support.microsoft.com/ph/807/es-es
•        Safari: http://support.apple.com/kb/HT1677?viewlocale=es_ES
•        Opera: http://help.opera.com/Windows/8.54/es-ES/index.html
•        Google Chrome: https://support.google.com/chrome/answer/95647?hl=es

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Exercising your rights and further information about personal data processing

You may exercise your rights of data access, rectification, erasure, objection, restriction and portability at any time free of charge by writing an email to protecciodedades@morabanc.ad or a letter to the postal address shown in the first section herein, in which case you must prove your identity and specify the right you wish to exercise.

Furthermore, we hereby inform you that you are entitled to submit a complaint to the Andorran Data Protection Agency (APDA) if you believe that we have breached the law in respect of personal data protection in processing your personal data

(www.apda.ad).

To exercise you rights before Google, Facebook and LinkedIn, please see the provisions in their privacy policies at the links below.

• Google: https://policies.google.com/privacy?hl=en-US.
• Facebook: https://www.facebook.com/help/566994660333381?ref=dp
• Linkedin: https://es.linkedin.com/legal/privacy-policy?trk=hb_ft_priv#share

For further information about the processing of your personal data, please see our Website Privacy Policy.

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Additional notes

Internet browsers are the tools that store cookies. See their settings to exercise your right to block or delete them. Neither this Website nor its legal representatives are able to ensure whether your browser handles cookies rightly or wrongly.

In some cases, it may be necessary to install cookies so that your browser remembers your decision not to accept them.

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Updates and changes to the Cookie Policy

MoraBanc may modify this Cookies Policy in accordance with new legislative and regulatory requirements, or for the purpose of adapting this policy to instructions issued by the Andorran Data Protection Agency (APDA).

Whenever significant changes are made to this Cookies Policy, users shall be informed of this, either by a notification on the Website or via an email that shall be sent to registered users.

Version released in May 2022.

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