INDIVIDUALS

Mortgages

With all the convenience you need in order to make any house your home

Unlocking the door to your new home

At MoraBanc we want to be at your side at the most crucial times. That’s why we offer a variety of mortgage solutions to make buying your home as simple and stress-free as possible.

  • Choose the mortgage that best suits your needs, with a fixed or variable rate.

  • Benefit from a preferential interest rate depending on the number of products and services you hold with us.

  • Loan term of up to 30 years.

Discover our mortgages

Super Variable Mortgage

  • Financing up to 95%

  • Minimum interest rate of 12 m Euribor + 0.50%

  • Repayment in up to 30 years

Learn more

Super Mixed Mortgage

  • Financing of up to 95 %

  • Minimum interest rates: 2.00% for the first year, 2.50% from the second to the fifth year, and Euribor 12m + 0.75% for the remaining term

  • Repayment period up to 30 years

Learn more
Simulator

Calculate your payment

1
2
Simulation Data
Simulation Result
Property Data
€
€
 years
Minimum 1 year
Maximum 30 years
Min 1 year
Max 30 years
Personal Data
€
The total payment of the mortgage must be completed before reaching the age of 65.
You must complete the Monthly Income field
2
Simulation Data
Simulation Result
I want to finance  € to   years
Contributing a savings of  €

Adjust your installment:

€
€
 years
Minimum 1 year
Maximum 30 years
Go back to the previous step
Simulate again
The total payment of the mortgage must be completed before reaching the age of 65.
The amount of your current monthly payment exceeds 35% of your income (effort ratio). Please adjust your simulation so that it does not exceed this limit.
Select your mortgage:
Super Mixed Mortgage

Fixed Fee

The first year (12 installments)
€
/month
From year 2 to 5
€
/month

Variable Fee

From year 6 onwards
€
/month
Euribor + 
3
TIN  2 %

The TIN (Nominal Interest Rate) is the percentage applied to the principal as the cost of the loan, without considering other expenses or fees.
TIN   2.50%

The TIN (Nominal Interest Rate) is the percentage applied to the principal as the cost of the loan, without considering other expenses or fees.
TIN   0.75

The TIN (Nominal Interest Rate) is the percentage applied to the principal as the cost of the loan, without considering other expenses or fees.
Bonuses for linking with MoraBanc (maximum 0.75%):
See details and conditions
Super Variable Mortgage

Monthly Fee

€
/month
Euribor + 
3.68
TIN   1.25

The TIN (Nominal Interest Rate) is the percentage applied to the principal as the cost of the loan, without considering other expenses or fees.
Bonuses for linking with MoraBanc (maximum 0.75%):
See details and conditions

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