Easy Loan
Whatever you want, whenever you want it
MoraBanc makes your shopping easier.
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Financing at the time of purchase
Instantly and in-store.
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Up to €18,000
Simply for being a MoraBanc customer.
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Repay in up to 3 years
Take 3 to 36 months to repay the loan at your convenience.
Features
- As a MoraBanc customer you can quickly and easily request the financing of your purchases at establishments that belong to our network and pay in easy instalments.
- The Easy Loan means you can quickly and instantly finance the purchases you make, including electronics, furniture, home appliances, travel, clothes, beauty services, and much more. Simply process the personal loan and make your wishes come true.
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The Easy Loan allows you to finance, with repayment from 3 to 36 months*, up to €18,000 for aesthetic services, €12,000 in furniture and appliances and €6,000 for other purchases.
See Terms and Conditions
With the Easy Loan, everything is a perk
- Convenient: you can finance your purchase in-store without visiting the bank.
- Fast: process the transaction instantly.
- Simple: simply fill in the basic documentation for any financing application.
- Customised: you can choose the number of repayment instalments and the day of the month you want us to charge you.
For your convenience, we simplify the contracting process
- Identify yourself in the network establishment as a MoraBanc customer.
- Provide your details to complete the Loan Policy and the Life Insurance Policy.
- The business will calculate the monthly payment according to the amount of your purchase and the repayment period you choose.
- Once you have been approved, sign the loan and insurance form and enjoy your purchase.
Easy Loan’s Terms and Conditions
- Interest-free and no interest-only period.
- Arrangement fee: 0%.
- Partial or total early repayment fee: 3%.
- If the Euribor drops below zero, the applicable Euribor rate = 0.
- The granting of the loan implies a compulsory life insurance policy contract. Premium is calculated based on the financed amount and repayment term of the loan (minimum amount: 10€).
- Financing is subject to analysis and approval by MoraBanc.
- Ask the store for the interest rate.
* The maximum amount and repayment period will vary depending on the purpose of the loan. You can finance up to €18,000 for aesthetic services, €12,000 in furniture and appliances and €6,000 for other purchases. The maximum repayment period is up to 36 months to finance €18,000 and up to 30 months to finance €12,000 or less.
Apply
Write to us and we will contact you.
Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational procedures.
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The fact of filling out this form implies that the applicant acknowledges that the information and personal data provided are true, accurate and correct; otherwise, MoraBanc declines all responsibility for the lack of truthfulness or correctness of the data.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
Or call us on +376 88 48 84