Features
- As a MoraBanc customer you can quickly and easily request the financing of your purchases at establishments that belong to our network and pay in easy instalments.
- The Easy Loan means you can quickly and instantly finance the purchases you make, including electronics, furniture, home appliances, travel, clothes, beauty services, and much more. Simply process the personal loan and make your wishes come true.
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The Easy Loan allows you to finance, with repayment from 3 to 36 months*, up to €18,000 for aesthetic services, €12,000 in furniture and appliances and €6,000 for other purchases.
See Terms and Conditions
With the Easy Loan, everything is a perk
- Convenient: you can finance your purchase in-store without visiting the bank.
- Fast: process the transaction instantly.
- Simple: simply fill in the basic documentation for any financing application.
- Customised: you can choose the number of repayment instalments and the day of the month you want us to charge you.
For your convenience, we simplify the contracting process
- Identify yourself in the network establishment as a MoraBanc customer.
- Provide your details to complete the Loan Policy and the Life Insurance Policy.
- The business will calculate the monthly payment according to the amount of your purchase and the repayment period you choose.
- Once you have been approved, sign the loan and insurance form and enjoy your purchase.
Terms and Conditions
Easy Loan’s Terms and Conditions
- Interest-free and no interest-only period.
- Arrangement fee: 0%.
- Partial or total early repayment fee: 3%.
- If the Euribor drops below zero, the applicable Euribor rate = 0.
- The granting of the loan implies a compulsory life insurance policy contract. Premium is calculated based on the financed amount and repayment term of the loan (minimum amount: 10€).
- Financing is subject to analysis and approval by MoraBanc.
- Ask the store for the interest rate.
* The maximum amount and repayment period will vary depending on the purpose of the loan. You can finance up to €18,000 for aesthetic services, €12,000 in furniture and appliances and €6,000 for other purchases. The maximum repayment period is up to 36 months to finance €18,000 and up to 30 months to finance €12,000 or less.